Subscription Plans

Subscriptions built for modern SME lending.

Elysium Nexus isn't per-user software. It's an institution-level capability for monitoring, underwriting, and growing SME portfolios. Choose the subscription tier that matches where you are on the modernization journey — from unified visibility to fully automated, policy-bound workflows.

For banks and regulated lendersPortfolio-level pricing — no per-seat licensesDeploy in your cloud or managed private environmentDesigned for SME credit, not generic analytics

How it works

How our subscriptions work

Elysium Nexus subscriptions are built around institutions, not individual users.

You subscribe as a bank or lender, not as a team or person
Each subscription includes implementation, integration, and training
Pricing is tailored to portfolio size, complexity, and geography
You can start small and upgrade as you roll out across more books and regions

Choose the subscription that matches your portfolio

Launch Partner Program

Co-design Elysium Nexus for your market

Nexus Connect

Unified SME view and live BHI monitoring

Nexus Grow

Recommendations, workflows, and early-warning actions

Nexus Scale

Dedicated environment for complex, multi-region books

Vertical Packs

Industry-specific intelligence and workflows

Add-on

Advisory & Co-Design

Strategic partnership and capability-building

Optional

Best for first movers

Launch Partner Program

Shape the first production deployment in your market — and lock in privileged economics.

Who it's for

Banks and lenders who want to influence the roadmap, move early in their region, and be seen as the reference institution for modern SME credit.

Deep portfolio discovery

Joint analysis of your SME book, segments, and risk appetite
Mapping of your current policies, workflows, and data coverage
Identification of "quick win" segments to start with

Co-designed vertical pack

One or more verticals co-built around your target SME segments
Domain-specific metrics, alerts, and workflows shaped with your teams
Iterative tuning based on early performance

Preferential commercial terms

Launch-partner pricing and commercial incentives
Priority access to new capabilities and experiments
Option for joint case studies and reference positioning in your region

Dedicated deployment squad

Named integration and success team
Joint delivery plan and governance structure
Regular steering sessions across product, risk, and credit

Outcomes

Turn your bank into the first mover in your market
Embed your policies and realities into the product itself
Secure better economics than late adopters

Foundation layer

Nexus Connect

Get one live, unified view of your SME portfolio — without replacing core systems.

Who it's for

Neobanks, digital lenders, and regional banks that want visibility and monitoring first, before changing how credit decisions are made.

Unified SME data model

Consolidated view of each SME across accounts, transactions, and products
Consistent identifiers across your core, channels, and servicing tools
Clean surface for future modelling and analytics

Business Health Index (BHI)

Portfolio-wide BHI score for each SME
Component scores (liquidity, volatility, revenue stability, expenses, payment behavior)
Visual bands (excellent / good / fair / poor / critical)

Live monitoring & alerts

Deterioration signals (trend from good → fair → poor)
Flags for unusual behavior and volatility
Alert queues for portfolio and risk teams

Integration support

Data ingestion from your core banking, payments, and GL
Configurable connectors to your chosen data warehouse or lake
Secure deployments in your cloud (or managed environment)

Outcomes

Know where your SME risk is moving week by week
Prioritize outreach and reviews using objective, explainable scores
Build a single version of truth for SME health

Most popularIncludes everything in Nexus Connect, plus:

Nexus Grow

Turn monitoring into action — with policy-bound recommendations and workflows.

Who it's for

Institutions with an active SME portfolio that want to modernize credit operations end-to-end while staying inside policy and regulatory guardrails.

Credit Line Adjuster Engine

Suggested increases / decreases in limits per SME, based on policy
Configurable constraints: sectors, risk appetite, exposure caps
Clear, auditable rationale behind each suggestion

Next Best Action (NBA) engine

Pre-failure interventions: "call this customer", "offer restructure", "freeze limit", etc.
Actions tied to observable triggers in behavior and BHI trajectory
Queues for relationship managers, credit officers, and collections

Configurable workflow engine

Template-based workflows for reviews, approvals, and follow-ups
Branching by size, risk band, sector, and product
Full audit trail on decisions, ownership, and SLAs

Configurable vertical workflows

A bundle of industry-specific metrics and workflows for your key sectors
Ability to tune thresholds and rules per vertical

Outcomes

Move from reactive to proactive SME management
Standardize decisions while retaining human overrides and judgement
Reduce time to decision and increase portfolio yield safely

For complex portfoliosIncludes everything in Nexus Grow, plus:

Nexus Scale

Dedicated environment and deeper control for large, multi-region institutions.

Who it's for

Tier-one banks and multi-country lenders with multiple SME books, regulatory regimes, and internal teams.

Dedicated or isolated environment

Single-tenant or strongly isolated deployment
Region-specific instances where required
Alignment with internal security and data residency policies

Deeper integration with legacy systems

Work with custom and legacy cores, LOS, and servicing systems
Integration with internal risk engines and data warehouses
Support for hybrid architectures (on-prem + cloud)

Governance and model validation

Support for internal model validation and challenger setups
Clear documentation for committees and regulators
Explainability artefacts and audit trails

Advanced analytics and tooling

Custom portfolio dashboards and slicing / dicing
APIs tailored for your internal analytics team
Sandbox environments for experimentation

Outcomes

Modernize SME credit at scale, without losing control
Align with internal model governance and regulators
Give risk, credit, and product teams a shared environment

Add-on

Vertical Packs

Depth where it matters: metrics, signals, and workflows per industry.

For banks and lenders with significant exposure to specific SME segments who want depth instead of generic features.

Includes

Industry-specific metrics and health signals
Prebuilt workflows per vertical
Connectors to relevant sector tools (POS, accounting, invoicing, etc.)
Evolving library as we see more data and use cases

Retail & e-commerce

SaaS & subscriptions

Manufacturing & trade

Coming Soon

Logistics & transport

Coming Soon

Hospitality & food services

Coming Soon

Professional services

Coming Soon

Optional program

Advisory & Co-Design

Embed the capability inside your institution, not just the software.

For institutions who want to build strong internal ownership of modern SME credit and avoid yet another "black box" vendor.

Includes

Workshops with credit, risk, product, and data teams
Help translating policies into workflows and engines
Guidance on change management and rollout
Input into roadmap priorities and experiment design

Included in all subscriptions

What every subscription includes

Implementation and integration support

Joint success criteria defined up front

Training for credit, risk, and front-line teams

Dedicated customer success contact

Access to new features as they are released

Support for model governance and audit requirements

Secure deployment in your cloud or a managed private environment

Competitive landscape

How Elysium Nexus compares

Banks and lenders already buy analytics tools, dashboards, and automation platforms. But none of them solve the real problem: a unified, explainable operating layer for SME credit. Here's how we're different.

Generic BI & dashboards

Examples: BI tools, reporting suites

Their limitations

Great visualizations, but no SME-specific understanding
No concept of credit policies, exposures, or regulatory guardrails
Data is not unified — every team slices it differently

Why Elysium is better

Unified SME data model ready on day one
Portfolio-wide BHI built for SME lending
Insights tied to credit policy and real-time trajectories

Workflow & automation platforms

Examples: BPM tools, generic automation systems

Their limitations

No SME financial intelligence
Workflows are generic, not based on real risk signals
Hard to govern and audit for regulated lending

Why Elysium is better

Workflows triggered by real behaviors, BHI changes, and policy rules
Built-in audit trails for internal and regulatory governance
Designed specifically for credit, risk, and relationship teams

Underwriting or scoring point solutions

Examples: External scoring APIs, single-model vendors

Their limitations

One score, one moment in time
No portfolio-wide monitoring
No connection to actions, policies, or workflows

Why Elysium is better

Continuous monitoring across your whole book
Explainable BHI with component-level attribution
Directly linked to risk interventions and credit line decisions

Legacy internal systems

Examples: Old credit engines, manual LOS processes

Their limitations

Hard to update
Not built for real-time signals
Slow to extend to new verticals

Why Elysium is better

Modern architecture that works with your core—not against it
Vertical packs that adapt to the way your markets behave
Faster to deploy and evolve than internal builds

Ready to see Elysium Nexus on your portfolio?

We'll start by understanding your SME book, your policies, and where you want to be 12–24 months from now. Then we'll recommend the right subscription path.